GET Debt-Less

Debt happens. Don't let it ruin your day.

You have done your best to manage your money,

yet struggle to tame your debt.

Know that:

You are not alone.

You cannot expect to know something you were never taught!

Your debt situation can improve.

Being in debt is not necessarily a bad thing. We all owe someone something (think rent or mortgage). It's how we manage our debt that makes the difference.

I know because I have been there. I taught myself how to improve my financial (debt) situation. As a result, I am not there anymore and have not been for decades.

With practical guidance from someone who still follows this approach daily, and by following the steps in these books, you will discover how to use some simple Financial Tools to your advantage. You will develop these 'DEBT-LESS' habits that put you in control of your finances. You will also learn some useful tricks along the way.

No matter where or how uncomfortable you currently are with managing money, there is a DEBT-LESS Approach for you!

GET DEBT-LESS IN 5 SIMPLIFIED STEPS

It's time to change your relationship with money and debt.

Regardless of your current financial situation, you can tackle your debt.

Following this SIMPLE 5-Step approach takes you on your journey to discovering how it feels to be truly DEBT-LESS!

DISCOVER WHICH DEBT-LESS APPROACH BOOK is BEST for you

Each book is designed to address the unique stage and set of circumstances you will encounter on your DEBT-LESS journey.

1: PRIMER

Prepare To Be Debt-LESS

An introductory overview you can use to see if the Debt-Less Approach is something you want to follow to get yourself into a better financial state.

2: GETTING STARTED

Paying Down Your Debt

Includes Primer and goes into paying down credit card and loan debts while accounting for new purchases, all in a planned, methodical manner you develop.

3: TAKE A DEEPER DIVE

Managing Your Money

Includes Getting Started and goes a bit deeper to help you manage all current debt obligations (not just credit cards and loans) in a planned, methodical manner you develop.

4: OWN YOUR FINANCIAL STATE

Advanced Debt-LESS Approaches

Includes Take a Deeper Dive and provides alternate methods for managing your financial state. Also includes Bonus Sections to help you even more.

THE NEW

DEBT-LESS APPROACH SERIES BOOK (#5)

IS NOW AVAILABLE!

Debt-Less Living:

Your Journey to

Gaining Control of

Your Finances

Learn about my journey, begin your own journey to gaining control of your finances, and experience the feeling of becoming Debt-Less!

About ME

Melissa Dederer

As the Founder of Simplified Processes, I am a coach, consultant, speaker, and author. For over 30 years, I have been helping people find more efficient and effective ways to manage their money, do their jobs, and live their best lives.

I translate the complex into clear, understandable, and actionable steps. I am able to simplify and create easy-to-understand processes to help take you from where you are to where you want to be.

These steps and strategies take my clients from feeling overwhelmed and discouraged about their financial situation to hopeful and confident for their financial future.

I Believe...

It's time to open up the conversation about money. ​I am here to support you wherever you are in your financial journey.

Let's grab a virtual coffee (or whatever you prefer) and talk.
Jump on my calendar, grab your beverage, and let’s have a 30-minute chat,

all at no cost or obligation to you.

Want to be Debt-Less?

By managing our money we have a more comfortable and enjoyable life.
If you are interested in a no cost or obligation, open and honest discussion about your finances, schedule a call with me.

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